Confused.com: Cheap insuranceSafe

Editor's Review

Few people enjoy renewing car insurance, and the UK market punishes anyone who lets a policy roll over untouched. Confused.com exists to make the alternative less painful: enter the vehicle and driver details once, and quotes come back from a panel of insurers ranked by price.

Beyond car cover, the same account handles home, van, motorbike and travel quotes plus a few adjacent money products. What keeps the app installed between renewals are the smaller pieces: a wallet for policy documents, and reminders for MOT and vehicle tax dates drawn from the registration you entered. Those alerts are genuinely useful and cost nothing.

Things to keep in mind. A panel is a panel, not the whole market, so one or two large insurers that only sell direct will never show up in the results. The quote form is long the first time through, and handing over an email address means marketing follows. This is a UK service; a non-UK address gets you nowhere.

As a first stop before renewal, it does the tedious part of the job in a few minutes on a phone, which is the reason to have it.

Features

• One quote form compared against a panel of UK insurers

• Car, van, motorbike, home and travel cover under the same account

• Digital wallet for policy documents and renewal dates

• MOT and vehicle tax reminders tied to your registration

• Saved details so next year's quote takes minutes rather than a full form

Pros

• Turns a renewal comparison into a few minutes of tapping

• MOT and tax reminders are worth keeping even between renewals

Cons

• Covers a panel of insurers rather than the entire UK market

• The first quote form is long and asks for a lot of personal detail

• Expect marketing email and calls after a quote is submitted

Questions people ask